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Education in financial management should be a mandatory component of the school program. To what extent do you agree or disagree with this statement? Give reasons for your answer and include examples from your experience. In this day and age financial literacy plays a crucial role in people’s lives in almost all parts of the world. While many believe that fundamentals of finance have to be included in schools’ curriculum, others, however, hold the idea that financial management is not a theoretical subject such as mathematics or physics thereby spending time on such a topic is not as fruitful as expected. Usage of our financial resources is so important that people from all walks of life spend considerable amounts of their time every month to make a balance in their revenue and expenses. Many a person deeply in debt claims that had they been taught the basics of finance, they would not have fallen into such financial predicaments now. This group believe that financial management not only is to the benefit of students’ personal life, but it also can guarantees their success is their professional lives. Having said that, an overwhelming majority of the population from different social strata strongly disagree with the idea of teaching financial courses to students at schools reasoning that management is generally a practically applied skill which can be learnt gradually during professional activities. In other words, only when people are involved in financial affairs, can they expect to become familiar with financial management. To sum up, scarcely a month goes by without a financial transaction. This certainly shows how significant is management of financial resources for every individual. That this type of management should be taught at schools seems like an indisputable fact. The benefits merits of teaching financial management at schools, though hard, benefit both the students and society.

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Happiness is considered very important in life. Why is it difficult to define? What factors are important in achieving happiness? Many factors are related to happiness, but everyone has their comment about it. Some people search the happiness in wealth and money whereas others seek it in spiritual paths, so identical prescription cannot be explained for this issue. Several factors like wealth, a proper job, having a goal in life affect the happiness but all of these things/factors are not definitive. For example most of the people in India are below the poverty line, but they are happy people or in several past years Greece was identified as a happy country whereas they have low gross domestic product (GDP), so it shows that defining the happiness for each person is different and cannot be the same for them. On the other hand people must set goals in their life for achieving happiness. When they reach their goals, feeling of happiness comes to their life. But the goals of people are different and maybe the purpose of somebody is not suitable for another one. Moreover, factors such as sports, a proper job, travelling, culture, loving relationships, helping others all contribute to happiness too. For instance, when you assist somebody the positive energy comes to you and it leads to better feeling and happiness or in travelling you can take the energy from nature and new places. So overall, I believe that, happiness is related to factors like a suitable job, wealth, culture, good health, family relationship, sport and other positive things/elements. But each person has a different explanation from happiness that leads to different perceptions.

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Wild animals have no place in the 21st century, and protection programs are a waste of resources. To what extent do you agree or disagree? Nowadays, although some might opine that in the twenty first century saving wildlife, wild animals in particular, is a wasted effort, I wholeheartedly believe that not only is it not wastage, but it is also an undeniable responsibility of mankind. The vital impact of these species on our lives entirely punchers the idea as to uselessness of saving wild animals is useless First of all, for clues that as to how wild animals effect affect our life, the ecosystem balance is an obvious point to start. It literally means both the living things’ habitat and their niche, where they live and what their role might be. To find out the idea in depth, consider if no stringent step is taken in order to halt the illegal hunting of carnivores that feed on herbivores, soon they are on the list of extinction. Consequently, the number of the latter, which relies on the forest vegetation to survive, soars to such an extent that they rush on farmlands to obtain food, thereby destroying the crops, ultimately human’s life beyond the wildest expectations. Moreover, seizing the opportunity to treat incurable diseases such as cancers, Alzheimer’s and Parkinson’s, plenty of researchers are being conducted conducting studies upon wild species as well as what they are currently being used. The venom of Cobra, for example is used as a cure for Leprosy. Accordingly, the above mentioned issue is left on the top priority of humans’ responsibilities, especially today when the wildlife is sewn into our fabric everyday life. In conclusion, I would like to claim that only when we ensure a check on the life of animals, not just for the sake of wildlife but because of our own selves, could would we be able to handle the disasters, when it is taking its tolls on our life.

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It is important to ensure that children with a wide range of abilities and from a variety of social backgrounds mix with each other at school. To what extent do you agree or disagree? Give reason for your answer and include any relevant examples from your own knowledge or experience. The beneficial way of raising children and supporting them to become rounded as adults has sparked a heated debate among researchers some of whom assume that the authorities should not separate ordinary children who are from lower strata of society from the more talented ones. Some others, however, assert vice versa. I, personally, agree with this way of treating them, and studying together. This short essay will elaborate on this contentious issue. First and foremost, opponents frowning upon this idea opine that students enjoying the higher pace of learning intellectual skills may consider a class which is mixed with other children a boring and unbearable one. This idea may lead to them becoming less eager to study hard. Further and even more importantly, by allocating certain classes to the more gifted children, we, in fact, transform their otherwise wasted time on some repetitive subjects to a more beneficial occasion. For example, they can allot the same time to some extracurricular activities such as playing musical instruments or swimming to name just a few. On the other hand, proponents claim that not only does separating under-aged generations to some groups based on their abilities and social backgrounds make less gifted ones disappointed and demotivated, but it also may be considered an unfair way of behaving toward them. What is more, being presented in the same venue with higher qualified children, the lower talented may be encouraged to work hard and gain remarkable achievements in the class in the hope that they will have a higher position in society during adulthood. By way of conclusion, I once again reaffirm my position regarding the adverse effects of making a distinction between students with different social backgrounds.The given table provides information in regard to the underground railway systems in six different cities. It can be seen that the rail way in London is the oldest and the longest among all. It, however, has the lower number of passengers per year comparing to Paris and Tokyo. In Paris, underground trains are highly populated, 1191millions per year. In addition, its routes are the second longest one. The greatest number of passengers is allocated to Tokyo, representing 1927millions over a year. The opening date of railways in Tokyo dates back to more than 94 years ago. Considering Washington Dc, it was established over 1976 and includes roughly 126 kilometer of routes with transferring approximately 144 individuals per year. Underground trains were opened in fewer than two decades ago in Los Angeles. That is why, the number of railways is highly lower than others, 28 kilometers, and it has just 50 million passengers over a year. On the whole, Kyoto has the lowest amount of routes which is merely 11 kilometers with just 45million passengers during one year. It has published in 1981.

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Do you agree or disagree with the following statement? Playing computer games is a waste of time. Children should not be allowed to play them. Use specific reasons and examples to support your answer. Playing computer games is not as fascinating as it seems. I am of the opinion of that spending so much time on computers is a useless job. It can ruin youth's health and endanger his their social life. Some evidence suggests that gaming is a dangerous act toward your health. It can weaken your eyesight. By Spending so much time sitting in front of a monitor, the risk of obesity will raiserise. A good illustration of that is the number of children that have eye's problems, due to playing virtual games instead of reading books or going outside. Admittedly focusing long periods of time on the monitor or other screens is harmful for eyes. Young people who play most of their time by computer, do are not physically active. Owing to that, obesity happenedhappens. I know a plenty of parents who deal with health problems of their children. The Other downside of this life style that cannot be ignored, is that the virtual world can be very dangerous to unexperienced inexperienced ones. Nowadays, the young are attracted to the online games. This kind of game is so much addictive. The fleeting excitement forces them to continue playing and wasting more time on the internet. They have lack of marketable skills. They are shy and cannot have properly encounter with their own age people. I personally know guys who prefer just to talk to other gamers on the headphone and microphone instead of face to face. They can be called anti-social. To sum up, considering the points discussed above, the most rational conclusion to be drawn is that, however although playing computer games can have positive outcomes, the downside cannot be ignored. There is no doubt that spending plenty of time in front of the screen is waste of time and energy. It can affect youth’s health directly. I, personally, prefer to find a better pastimes which are not highly addictive.

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Some people say History is one of the most important school subjects. Other people think that, in today's world, subjects like Sciences and Technology are more important than History. Discuss both these views and give your own opinion. It seems certain that children can benefit from learning History in the school. Moreover, some people think school is the only place that children have the opportunity to be familiar with the History of the world and especially their country. The students can increase their knowledge about past events and wars and consequently judge their current community conditions profoundly. As the a matter of fact, studying History in the school can be effective at on the point of view of children from regarding problems of financial, social and person's condition in the country. In general, this subject is intended to provide ample information about the trend of past incidents as well as potential future. In contrast, some people may believe that teaching History is not as efficient, asso is teaching Technology and Science. They think learning History by students in school is definitely a waste of time. In the modern age, the main focus of attention in the world is technology and science due to the pervasiveness of them in all aspects of people's lives. The need for great advances in the field of medicine, basic and computer sciences is felt in contemporary society. Nevertheless, personally, I think it is not a compelling cause to ignore the key role of History subject in the educational system. To sum up, in my opinion, there is no doubt that historical information plays a vital role because it reflects past public beliefs and cultural values as well. Furthermore, it helps children to elect wisely and make the most correct decision when is needed to involve in determining the fate of their country. So studying History should be an essential part of the school curriculum.

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Some people think that the teenage years are the happiest times of most people’s lives. Others think that adult life brings more happiness, in spite of greater responsibilities. Discuss both these views and give your own opinion. The axiom of happiness and a sense of satisfaction in our life is always a disputable issue. Some believe that childhood years is are the joyful moments during people’s life and on the other hand, others claim that a real concept of life and gladness appear in adulthood. From my point of view, this exactly depends on people’s lifestyle from the beginning up to the present. The merits of these both arguments will be analyzed in the following. Firstly, according to the public popular beliefs, the ages before eighteen are considerably the most enjoyable parts of life than mature ones, due to their duty which is just studying and having fun with their peers. In addition, when they need some items like, bicycles, clothes, stationery their parents purchase everything for them and they should not be worry worried about their needs. Besides, they are not responsible for family financial issues and some items like essential edible materials such as bread, meat and other expenditures, for instance all bills and also other necessitiesradically, they are not forced to do chores. These conditions make them to have the easiest times. On the other hand, some those opposed argue that adults due to financial independence are almost capable of having some entertainments and making decisions without their parents’ interference. When they are adults, they have a deep perception of the fact of life, in spite of a huge responsibility, they have permission to enter some clubs or bars and take advantages of that. It is important to consider that there is some exception about teenagers who have a lot of responsibilities due to some family problems which make childhood more excruciating. On the contrary to public common assumption it is better for them had better that they would to be adult soon. Considering both these views shows that gladness is very hard to define and it varies from person to person and this directly depends on our definition of life. Some see it through mammon wealth and others consider that as having a happy relationship. The important matter is what our viewpoint is?.

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Nowadays, we are living in a throw-away society. What are its causes and what are its problems? What could be done to address this issue? It is true that in this era people do not consume properly. This essay will discuss how they it is (rubbishes) created and its impact on our lives and consider some steps that can be adopted to iron out the troubles. One the one hand, there are a number of factors why people throw-away clothes and equipment while they are still working. One thing that really stands out is that thanks to the technology consumers encourage to change their stuff; in addition, they put aside their things which are working appropriately. This would mean that the clientele is keen to wear the latest fashion brands and drive a luxurious car. Another possible reason could be that some people seek to show off their latest purchases. For instance, they provide an ultimate accessory with for themselves while not only does it unnecessary but also their existed equipment work as well as before. However, this kind of lifestyle is problematic and also they it creates some dire consequences for our planet. Firstly, it causes the Earth’s ecosystem to be upset. The clear example for these is that our disposal such as clothes, papers, gadgets and so on are dumped into the a hole in the a specific place so that raining and compacting of the wastes which is because of weight of rubbish lead the sewage disposals to be released into the sea and ocean which are living accommodating millions of fishes and other creatures on, finally human beings use this water and seafood as prominent meals. Although these troubles are not insurmountable provided that an appropriate measure is adopted. The most practical way could be that consumer should utilize their stuff as long as they perform their duties correctly. Another effective way to clear up these problems is that consumers should endeavor to put their garbage into the bin as separately, therefore, it helps the recycling process. To sum up, these troubles are solvable if an effective remedy is taken by the government and also people struggle to use their stuff until they do not work.

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In some societies, stress is now regarded as a major problem, and it is thought that people suffer from more stress than they did in the past. However, others feel that the amount of stress people have today is exaggerated. They say that previous generations were under more pressure, but the idea of suffering from stress did not exist. Nowadays, there are more stressful conditions than before. Although enhancing technology is the bright side of the development, its negative effects must be considered as vital problem. In my opinion, stress levels is risenhave risen in most societies recently since the life style has been changed. For instance, a huge amount of vehicles causes crowded traffic particularly in big cities which in turn leads to making more noise pollution. Moreover, time limitation in a people’s life is another factor that is affected by traffic. Also, everyone suffers from pollution that has been increased significantly, whereas doing exercise expose to clean weather is effective on health. Besides, today most of the people’s time is spent at their work rather than before. Therefore, the atmosphere of the work and the manner colleagues face each other play important role in reducing or increasing the stress. Furthermore, in terms of nutrition, fast foods bring about more stress in body which unfortunately have been developed and became common all over the countries during recent years. Last but not least, technology improvement has influence on family relationships especially on immediate ones. Working by cell phone’s various applications individually and spending more time alone are examples that lead to preventing close relationships between family members which aids rising stress in a life. On the other hand, others may believe people suffer from more stress in the past than it use to benow. I strongly agree with the mentioned idea only for one condition which was “war”. Even though unfortunately wars still take place in some countries these days, I think negative effects of war were the major point to makecause of stressful situations before. In conclusion, further to the above reasons, stress is known as a major concern recently since most of the diseases are deteriorated by because of it, so people must not take it for granted.

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Music is played in every society and culture in the world today. Some people think that music brings only benefits to individuals and societies. Other, however, think that music can have negative influence on both. Discuss both these views and give your own opinion. It is generally accepted that music has an inextricable relation with humans’ emotions, and is a means to express oneself while one cannot be assertive utterly. Furthermore, when you cut through this merit, you find more about the benefits that it can bring to people. Statistics show that music is one of the most wonderful ways to control impassioned rage in relationships. Needless to discuss, music is one of the cultural modes of a society which gets improved by the passage of time. Besides, it is a way through which you can see how individuals are functioning in a society since everyone is listening to it minute by minute while doing daily chores as it is easily reachable through iPod, iPad and mobiles. Conversely, there are some arguements about the demerits which music can bring, so it is suggested that people should stake out a distance from it to achieve more normalcy as music is replacing the conversations in relationships in order to show or control how they are feeling instead of expressing them through dialogues. Moreover, music has been a provoking tool is a in society since it is tantamount to youth’s sanity and can easily render them vulnerable. All in all, I strongly believe that music can have both positive and negative effects. We should, however, value everyone’s latitude in this case and try to strike a balance. Finally, it’s worth bearing in mind that music is the best mitigating factor in self-awareness procedures in personal debacles.